Money
matters.
Almost everything in the city costs money. This page explains the rules behind your wallet, the bank, dying with cash in your pocket and the markets. Prices of individual items are not listed here, because they change over time. Check the shops in the game.
Pocket money
Cash you carry. You can lose it.
Bank account
Safe from death and earns a small amount of interest.
Money checks
Cash turned into a paper item you can hand over.
Markets
Stocks and an auction house.
Cash and
bank.
You start with 300€ in pocket money and an empty bank account. Your pocket money is what you carry with you. Your bank balance is stored safely at the bank.
You can turn pocket money into a money check with /moneycheck. A money check is an item, so it can be handed over, stored in a chest, or lost like any other item. Use /pay to send money directly to a player who is online.
Bank and
interest.
Money in your bank account earns a small amount of interest every hour, even while you are offline. The rate depends on your reputation. Offline players receive interest for at most 48 hours, and interest is only paid on a balance up to 250,000€.
| Reputation | Interest per hour |
|---|---|
| Honored | 0.04% |
| Respected | 0.03% |
| Neutral | 0.02% |
| Shady | 0.015% |
| Criminal | 0.01% |
Interest is a small bonus. A job is still the way to build an income.
What you
lose.
When you die, half of your pocket money drops at the place where you died as a money check. Your inventory stays with you. Money in your bank account is never lost.
Life insurance
Life insurance reduces what you lose when you die to a small share of your pocket money, between 5% (Honored) and 25% (Criminal), depending on your reputation. Signing up costs 1,000€ and 400€ are charged every day. If you cannot pay the daily fee, the insurance is cancelled automatically.
Do not carry large amounts of cash around. Put it in the bank first.
Prices and
reputation.
Most shops have a limited daily stock, so popular items can sell out. Your reputation only changes shop prices at the extremes: players with a very high reputation pay 10% less, players with a very low reputation pay 10% more. Read more about reputation on the Progression page.
Stocks and
auctions.
ObliStocks is a stock market in your Premium phone. Share prices react to what happens in the city and slowly move back towards their normal value. You can only trade a limited amount at a time. Invest only what you can afford to lose.
iBuy is an auction house in your phone. Sellers can set a starting bid or an instant buy price, and buyers bid against each other. The state also uses iBuy to sell off storage of bankrupt companies, see Businesses.
Quick
Reference
Start money
300€ pocket money
Death
50% of pocket money drops, inventory stays
Life insurance
1,000€ once, 400€ per day
Bank interest
0.01% to 0.04% per hour